Things you should know
Many of the captive mass market insurers often fall short in ensuring full replacement cost on your home or commercial property in order to be more competitive in the market place. When your underinsure your property and have a total loss, it may cost you thousands to make up that difference between your insured amount and the actual replacement costs, even with a 10% extension on your insured amount. I have personally seen some quality luxury homes in our area insured for as little as $150 per square foot; this amount will not reproduce this type of quality home. As well commercial property insured only to 50% of the replacement costs and the owner not even aware he was self insuring the balance. The scary thing here is they were long time clients of their agents and the mega insurers and trusting them that they were insured adequately on their property. In addition, your personal property may only be insured for the depreciated actual cash value in lieu of full replacement costs, or you may have insufficient water back up coverage, if any coverage at all, for your basement. They seldom tell you what their policies don't cover until the time of loss when it's too late.
Barrington Insurance Assoc offers great value that includes coverage's and policies that the mega mass insurers can't compete with. That's why so many of our clients were long time clients of State Farm, Country, Allstate, AMFAM, Farmers and Liberty Mutual before they made the switch to us.
We make switching to Barrington Insurance Assoc hassle free by offering numerous ways to change to us - on line, by phone, by fax, our office, and best of all, we can come to you to complete the transaction. We even include canceling your old policies. How easy is that? We also perform a complete MSB report for your reconstruction costs so it's adequately insured and not insured at today's lower market value, but the insured value.
So if you make your choice of insurance by facts, not mass marketing or commercials, Barrington Insurance Assoc can help you to reduce your costs and cover the gaps you may not even be aware of. Let Barrington Insurance Assoc provide a review of your insurance needs and in a short period of time, you too can enjoy the piece of mind knowing your insurance needs are in the right capable hands.
Thank you
When people like you continue to refer us to their friends,
neighbors and loved ones, it's the biggest compliment we can receive.
What our customers say
I have been with AMFAM for 8 years and decided to get some quotes due to my rates going up again. After your analysis we wound up saving over 30% and getting coverage for our basement that we never had. Thanks for your help. S. K. Deer Park
After talking to many agencies we found you to be professional and proficient in getting us the right coverage at the right price. With your suggestions we saved over a $1K and increased our home coverage by over $300K when we changed from Allstate. M. H. South Barrington
My father and I were longtime customers of the Allstate agent in town for over 30 years. I recently had a claim with them for my basement due to the sump pump failure. Allstate denied the claim, and along with constant rate increases, this prompted me to look elsewhere. Well it hasn't even been a year with your agency and I got hit with water damage again. This time the water came in from the fireplace. Though I was reluctant to claim it due to my past experience, you advised me to make the claim and it was paid. I'm glad I made the change and I am impressed with your professionalism. B. R. Barrington
Thanks for all your help; you saved us about $450 a year which included a new 1 million dollar liability umbrella, and increased our coverage on our home. I was with State Farm for 22 years and never realized how we were over paying and underinsured. J. L. Tower Lake
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847 - 381 - 6030
9:00 - 9:00
7 days a week
About Us
Thank you for visiting our website. We are located in the historic area of Barrington on the northeast corner of Main & Harrison Streets. Barrington Insurance Associates is an independent insurance agency associated with some of the largest, most reputable, stable insurance companies both regional and national. Using a cookie-cutter approach is simply not an appropriate way to buy Personal or Business Insurance. That's why Barrington Insurance Assoc approach involves a custom assessment of your risk profile. This is especially necessary if you have significant assets to protect. Barrington Insurance Assoc understands this and respond to your individual needs. We are proud to have developed an excellent reputation for providing outstanding service, value and excellent claim service.
Barrington Insurance Assoc is experiencing double digit growth and believe this growth is proof positive more individuals and businesses are looking for a better value for their insurance needs and are willing to review their options before just renewing year after year.
Whatever your business & commercial needs are we can help. Barrington insurance works with a multitude of carrier's who offer workers comp and many specialty programs.
